BIS总经理：稳定币不具备大规模可信支付能力，代币化存款更具优势

【BIS总经理：稳定币不具备大规模可信支付能力，代币化存款更具优势】金色财经报道，8月29日，据路透社报道，国际清算银行（BIS）总经理Pablo Hernandez de Cos在杰克逊霍尔全球央行年会上表示，稳定币不具备大规模可信支付手段的能力，代币化存款在利用新技术方面更具优势。de Cos列举了稳定币的多项问题：可能导致银行融资成本上升、普通借款人支付更高利率；破坏货币的“单一性”；平台缺乏真正的互操作性；反洗钱控制难以一致实施；美元稳定币的普及可能侵蚀非美司法管辖区的货币主权。美国财长Bessent此前支持稳定币，称其“可巩固美元储备货币地位并创造数万亿美元国债需求”。de Cos认为两种工具可共存，但代币化存款应承担日常支付主体，稳定币应服务于更专业化的角色。(2026-08-30 04:33:51)

排名	#	交易平台	24H成交额	成交涨跌幅	活跃度
1	OKX 欧易OKX	$181.30亿	-11.26%	86.7%	86.7%
2	HTX 火币huobi	$26.80亿	0.44%	68.6%	68.6%
3	Binance 币安网	$408.72亿	-8.34%	85.4%	85.4%
4	Coinbase Coinbase	$8.91亿	-15.12%	69.3%	69.3%
5	Bybit Bybit	$112.66亿	-6.59%	65.3%	65.3%
6	Crypto.com Crypto.com	$12.65亿	-8.19%	53.3%	53.3%
7	Bitfinex Bitfinex	$2.11亿	18.84%	65.3%	65.3%
8	Kraken K网(Kraken)	$7.27亿	-8.65%	68.4%	68.4%
9	Upbit Upbit	$2.88亿	-20.71%	56.9%	56.9%
10	Bitget Bitget	$72.34亿	0.51%	71.1%	71.1%
11	Deribit Deribit	$4.45亿	5.33%	36.2%	36.2%
12	Gemini 双子星（Gemini）	$3,121.81万	-17.97%	59.5%	59.5%
13	BiKing 币王	$223.60亿	-0.44%	31%	31%
14	MEXC MEXC	$113.87亿	1.26%	76.2%	76.2%
15	Bithumb Bithumb	$1.43亿	-9.5%	66.9%	66.9%
16	gate.io 大门	$108.16亿	-12.32%	55.2%	55.2%
17	BitTap 币泰	$11.86亿	-6.54%	26%	26%
18	Hyperliquid Hyperliquid	$15.78亿	26.27%	46.9%	46.9%
19	Uniswap v3 (Base) Uniswap v3 (Base)	$1.09亿	-10.3%	31.5%	31.5%
20	bitFlyer bitFlyer	$1,668.22万	-21.64%	58.2%	58.2%

排名	#	币种	最新价	24H最高	24H最低	24H量	流通市值	24H涨跌幅
1	BTC 比特币	$ 78154.3	$7.83万	$7.74万	$1.58亿	$1.56兆	0.74%	0.74%
2	ETH 以太坊	$ 2451.11	$2,458.48	$2,430.60	$8,562.29万	$2,958.33亿	0.67%	0.67%
3	XRP 瑞波币	$ 1.3927	$1.40	$1.38	$3,013.60万	$848.40亿	0.98%	0.98%
4	BNB 币安币	$ 692.7	$694.20	$687.00	$332.26万	$944.56亿	0.5%	0.5%
5	USDC USD Coin	$ 1	$1.00	$1.00	$1,925.08万	$707.15亿	0%	0%
6	SOL Solana	$ 105.22	$105.87	$103.02	$9,313.30万	$596.12亿	1.36%	1.36%
7	TRX 波场	$ 0.3408	$0.34	$0.34	$164.54万	$322.80亿	-0.29%	-0.29%
8	DOGE 狗狗币	$ 0.08509	$0.09	$0.08	$946.80万	$143.14亿	0.14%	0.14%
9	BCH 比特现金	$ 246.65	$248.89	$242.47	$28.26万	$49.28亿	-0.52%	-0.52%
10	HYPE Hyperliquid	$ 83.35	$83.51	$80.10	$2,389.18万	$282.85亿	3.64%	3.64%
11	ADA 艾达币	$ 0.20147	$0.20	$0.20	$244.73万	$72.43亿	0%	0%
12	WBTC Wrapped Bitcoin	$ 77473.3	$7.76万	$7.75万	$108.60	$99.87亿	-0.16%	-0.16%
13	LEO UNUS SED LEO	$ 9.685	$9.95	$9.47	$1,889.50	$89.27亿	2.27%	2.27%
14	LINK ChainLink	$ 11.422	$11.50	$11.28	$269.77万	$77.45亿	0.27%	0.27%
15	XLM 恒星币	$ 0.179	$0.18	$0.18	$77.22万	$58.02亿	0.49%	0.49%
16	LTC 莱特币	$ 48.93	$49.50	$48.55	$234.02万	$37.54亿	-0.77%	-0.77%
17	HBAR Hedera Hashgraph	$ 0.07545	$0.08	$0.07	$23.55万	$32.29亿	-0.68%	-0.68%
18	ZEC 大零币	$ 838.45	$850.31	$789.36	$844.35万	$138.15亿	5.18%	5.18%
19	AVAX Avalanche	$ 7.311	$7.37	$7.23	$47.24万	$31.45亿	0.38%	0.38%
20	SHIB Shiba Inu	$ 0.000005139	$0.00	$0.00	$31.56万	$30.28亿	-0.15%	-0.15%
21	SUI Sui	$ 0.7428	$0.75	$0.73	$457.58万	$28.17亿	0.63%	0.63%
22	CRO Cronos	$ 0.05737	$0.06	$0.06	$16.12万	$22.14亿	0.42%	0.42%
23	WLFI worldlibertyfinancial-education	$ 0.05764	$0.06	$0.06	$138.12万	$15.41亿	0.15%	0.15%
24	UNI Uniswap	$ 4.647	$4.71	$4.35	$465.70万	$29.52亿	5.73%	5.73%
25	DOT 波卡币	$ 0.848	$0.85	$0.83	$23.28万	$14.02亿	0.21%	0.21%
26	MNT Mantle	$ 0.5197	$0.52	$0.50	$24.27万	$16.91亿	2.46%	2.46%
27	PAXG PAX Gold	$ 4461.43	$4,465.09	$4,455.18	$77.56万	$16.99亿	-0.02%	-0.02%
28	ASTER Aster	$ 0.6997	$0.70	$0.69	$131.36万	$17.46亿	-0.46%	-0.46%
29	AAVE Aave	$ 125.53	$125.76	$120.36	$256.70万	$19.22亿	3.44%	3.44%
30	HTX HTX	$ 0.0000016754	$0.00	$0.00	$2,290.06	$16.75亿	0.27%	0.27%
31	TAO Bittensor	$ 235.79	$239.14	$231.26	$135.63万	$24.92亿	0.22%	0.22%
32	OKB OK币	$ 112.93	$113.70	$108.78	$155.93万	$23.72亿	3.48%	3.48%
33	PEPE Pepe	$ 0.000003652	$0.00	$0.00	$230.96万	$15.36亿	-0.49%	-0.49%
34	ETC 以太经典	$ 7.52	$7.59	$7.44	$17.16万	$11.66亿	0.41%	0.41%
35	NEAR NEAR Protocol	$ 1.869	$1.89	$1.78	$313.62万	$24.01亿	3.08%	3.08%
36	ICP Internet Computer(Dfinity)	$ 2.492	$2.54	$2.37	$40.46万	$13.61亿	5.19%	5.19%
37	PI Pi Network	$ 0.09161	$0.09	$0.09	$40.61万	$7.68亿	0.46%	0.46%
38	WLD Worldcoin	$ 0.3759	$0.38	$0.37	$341.58万	$10.17亿	-0.18%	-0.18%
39	ATOM 阿童木	$ 1.501	$1.52	$1.48	$5.43万	$7.31亿	1.28%	1.28%
40	FDUSD First Digital USD	$ 0.9987	$1.00	$1.00	$1,276.22万	$9.82亿	-0.04%	-0.04%
41	ENA Ethena	$ 0.15858	$0.17	$0.15	$559.48万	$12.62亿	-0.94%	-0.94%
42	USDD USDD	$ 0.9992	$1.00	$1.00	$8,939.89	$8.55亿	-0.01%	-0.01%
43	KAS Kaspa	$ 0.02757	$0.03	$0.03	$59.21万	$7.47亿	-1.11%	-1.11%
44	QNT Quant	$ 61.3	$63.24	$60.92	$3.92万	$7.40亿	0.36%	0.36%
45	ALGO Algorand	$ 0.08773	$0.09	$0.09	$4.92万	$7.76亿	1.22%	1.22%
46	FLR Flare	$ 0.006303	$0.01	$0.01	$7.80万	$5.21亿	-0.12%	-0.12%
47	XDC XDC Network	$ 0.02758	$0.03	$0.03	$9.59万	$5.26亿	0.25%	0.25%
48	APT Aptos	$ 0.5422	$0.55	$0.53	$15.78万	$4.07亿	1.08%	1.08%

BIS总经理：稳定币不具备大规模可信支付能力，代币化存款更具优势

快讯